Looking for the best mortgage refinancing lender? We have created a list of top lenders to make the research easier for you:
Carrington Mortgage Services
This company makes a range of mortgages available to borrowers all across the nation, including refinancing. It provides government-backed and conventional mortgages.
Features
– Offers the following mortgage types: FHA, USDA, VA, ARM, first-time buyers, conventional, refinancing, and Carrington Flexible Advantage
– Provides a maximum loan amount of $2.5 million
– Offers conventional loans with down payments starting from only 3%
– Accepts applicants with low credit scores (500) for some products
Fairway Independent
Fairway is an independent mortgage company that serves as a direct lender and a mortgage broker. This lender offers different mortgage products and provides jumbo loans for home purchases in high-cost markets, reverse mortgages, adjustable-rate mortgages, and renovation loans.
Features
– Offers the following mortgage types: ARM, FHA, VA, fixed-rate, jumbo, renovation, conventional, refinance, and reverse mortgage
– Includes USDA and VA loans in the selection of mortgages, which often don’t require down payments
– Includes renovation loan options like the Home-Style Renovation Loan (this combines the cost of the mortgage and remodeling into one loan).
NBKC Bank
This Kansas-based mortgage lender offers home loans in 50 states.
Features
– Offers the following mortgage types: FHA, VA, ARM, VA Streamline Refinance, FHA Streamline Refinance, refinance, conventional, fixed-rate, and Refi Plus
– Qualifies borrowers with fair credit scores
– Charges no lender fees for VA loan borrowers
– Features a simple online application process
Guild Mortgage
This lender serves borrowers nationwide and specializes in home loans. Guild Mortgage offers a full suite of products that include home renovation loans, and government-backed and conventional mortgages.
Features
– Offers the following mortgage types: USDA, VA, FHA, ARM, jumbo, refinancing, and renovation
– Provides special mortgage programs for manufactured home buyers and first-time buyers
– Offers a wide range of mortgage products